Tips to Avoid Fraud

Regardless of the type or scale of any planned projects at your house, the following steps can help you save money and avoid potential fraud:

General Tips

• Get more than one estimate/proposal in writing.
• Watch out for high pressure sales tactics and prices that seem "too good to be true."
• Know your contractor, check references, and check the Better Business Bureau.
• Look at completed jobs and ask for proof of insurance. 
• Do not sign a contract that has blank spaces or anything that you do not understand.
• Confirm if the contractor guarantees their work and products.
• Get lien waivers. This protects you or your property in the event a general contractor fails to pay subcontractors or material suppliers.
• Don't make final payment until you are satisfied and all required inspections have passed.

Reviewing a Contract

Ensure your contract includes the following:

• The contractor's full name, address, and telephone number.
• A detailed description of the work to be performed. 
• Starting and estimated completion dates. 
• Total cost of work (including charges for estimates or changes).
• Schedule and method of payment including down payment, subsequent payments, and final payment. 
• Confirm who is responsible for obtaining any required permits.
• Review the Illinois Home Repair and Remodel Act for complete contract requirements

For additional suggestions on how to avoid home repair fraud, please click on the following link to view information from the Illinois Attorney General's Office:  Avoid Home Repair Fraud